Map your future with preparations geared towards meeting your financial needs

Retirement Planning establishes a vital frame of your entire life’s plan toward wealth management. Mapping the future with preparations to meet your retirement’s financial demand is a crucial life decision. This decision should hold account as early as possible, and without delaying the process, everyone should start investing and planning for their future.

You don’t always need to rely on organization-sponsored retirement plans, and can independently plan your retirement. The diverse sorts of retirement plans, the government offers, extend several tax benefits. If you are an employee, your company might be offering you a different kind of retirement plan. There is an extensive choice from which the employee can choose a policy that fits their income and investment plan structure; they can always invest in more than one plan.

Self-directed Individual Retirement Accounts are a form of the entire tax-advantaged retirement savings plan of the Individual Retirement Account. Individual Retirement Accounts (IRAs) are a broader category that includes retirement accounts as well as retirement arrangements. IRAs offer a wide range of assets in which you can invest. IRAs types include the Traditional IRAs (where the money gets deposited, deferred from tax, but the withdrawal has the tax-inclusion), the Roth IRAs (where you deposit cash, which is tax-incurred, but your withdrawals are cash-free). Variations to the traditional IRAs like Simple IRAs or SEP (Simplified Employee Pension) IRAs are also acceptable and might suit your revenue profile if you own a small company or if you’re a freelancer.

Self-directed IRAs differ from the regular IRAs in the following ways

self-directed-ira1

Investment options

The most notable point of differentiation of the self-directed IRAs from the regular ones is the range of investment options it provides to the investor. While the latter has restrictions on general investments like mutual funds, bonds, and regular stocks, the former grants additional opportunities in alternative investments ranging from private mortgages and properties to metals, or horses. Self-directed IRAs can include all possible alternate investment options including oil and gas, life settlements, private equity, or real estate, on which the insurer wants to finance his savings for retirement.

self-directed-ira2

Custodian requirement to invest

The Internal Revenue Service (IRS) regulations declare that for self-directed IRAs, their owner can not handle the IRA assets. Instead, a third-party, called custodian, or a qualified trustee who specializes in typical investments will administer every aspect of the IRA policy and hold account for the owner’s assets. Your custodian might provide you a list of investment options to select from, and this custodian or the legal entity will possess and handle your assets.

self-directed-ira3

Greater opportunities

A portfolio that offers extensive investment options carries along with it the potential for more essential opportunities for return. As you become more proficient understanding your risk profile, goals, and investment options, the option to yield higher returns as a retirement savings investment plan becomes possible.

Contact us today for help-seeking a financially sound future!

DISCLAIMER

Securities offered through Saxony Securities, Inc, member FINRA, SIPC, Past performance is not indicative of future results. Speak to your tax professional prior to investing. All investing involves risk of loss of some or all principal invested. Click here for Saxony Securities’ Form CRS.

ALTERNATIVE INVESTMENTS / 1031 / TAX OPPORTUNITY ZONE / CONSERVATION FUNDS / REAL ESTATE

RISKS DISCLOSURE

There is no guarantee that any strategy will be successful or achieve investment objectives. Potential for property value loss – All real estate investments have the potential to lose value during the life of the investments. Change of tax status – The income stream and depreciation schedule for any investment property may affect the property owner’s income bracket and/or tax status. An unfavorable tax ruling may cancel deferral of capital gains and result in immediate tax liabilities. Potential for foreclosure – All financed real estate investments have potential for foreclosure. Illiquidity – Because 1031 exchanges are commonly offered through private placement offerings and are illiquid securities. There is no secondary market for these investments. Reduction or Elimination of Monthly Cash Flow Distributions – Like any investment in real estate, if a property unexpectedly loses tenants or sustains substantial damage, there is potential for suspension of cash flow distributions. Impact of fees/expenses – Costs associated with the transaction may impact investors’ returns and may outweigh the tax benefits

No offer to buy or sell securities is being made. Such offers may only be made to qualified accredited investors via private placement memorandum. Risks detailed in a private placement memorandum should be carefully reviewed, understood and considered before making such an investment. Prospective strategies and products used in any tax advantaged investment planning should be reviewed independently with your tax and legal advisors. Changes to the tax code and other regulatory revisions could have a negative impact upon strategies developed and recommendations made. Past performance and/or forward-looking statements are never an assurance of future results.

Many of the investments offered will be only available to those investors meeting the definition of an Accredited Investor under SEC Rule 501(A) and offered as Regulation D private placement securities via a Private Placement Memorandum (“PPM”). Prospective investors must receive, read and understand all of the risks associated with buying private placement securities. Investments are not guaranteed, or FDIC insured and risks may include but are not limited to illiquidity, no guarantee of income or guarantee that all tax advantages or objectives will be met and complete loss of principal investment could occur.

The contents of this website, or any generic communication from Legacy Wealth Planner, LLC (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, (ii) offers can be made only by the confidential Private Placement Memorandum (the “PPM”) which is available upon request, (iii) do not and cannot replace the PPM and is qualified in its entirety by the PPM, and (iv) may not be relied upon in making an investment decision related to any investment offering by [any Issuer], or any affiliate, or partner thereof (“Issuer”). All potential investors must read the PPM and no person may invest without acknowledging receipt and complete review of the PPM. With respect to any “targeted” goals and performance levels outlined herein, these do not constitute a promise of performance, nor is there any assurance that the investment objectives of any program will be attained. These “targeted” factors are based upon reasonable assumptions more fully outlined in the Offering Documents/ PPM for the respective offering. Consult the PPM for investment conditions, risk factors, minimum requirements, fees and expenses and other pertinent information with respect to any investment. These investment opportunities have not been registered under the Securities Act of 1933 and are being offered pursuant to an exemption therefrom and from applicable state securities laws. All offerings are intended only for accredited investors unless otherwise specified. Past performance are no guarantee of future results. All information is subject to change. You should always consult a tax professional prior to investing. Investment offerings and investment decisions may only be made on the basis of a confidential private placement memorandum issued by Issuer, or one of its partner/issuers. Issuer does not warrant the accuracy or completeness of the information contained herein.

Alternative investment products, including real estate investments, notes & debentures, hedge funds and private equity, involve a high degree of risk, often engage in leveraging and other speculative investment practices that may increase the risk of investment loss, can be highly illiquid, are not required to provide periodic pricing or valuation information to investors, may involve complex tax structures and delays in distributing important tax information, are not subject to the same regulatory requirements as mutual funds, often charge high fees which may offset any trading profits, and in many cases the underlying investments are not transparent and are known only to the investment manager. Alternative investment performance can be volatile. An investor could lose all or a substantial amount of his or her investment. Often, alternative investment fund and account managers have total trading authority over their funds or accounts; the use of a single advisor applying generally similar trading programs could mean lack of diversification and, consequently, higher risk. There is often no secondary market for an investor’s interest in alternative investments, and none is expected to develop. There may be restrictions on transferring interests in any alternative investment. Alternative investment products often execute a substantial portion of their trades on non-U.S. exchanges. Investing in foreign markets may entail risks that differ from those associated with investments in U.S. markets. Additionally, alternative investments often entail commodity trading, which involves substantial risk of loss. NO OFFER OR SOLICITATION: The contents of this website: (i) do not constitute an offer of securities or a solicitation of an offer to buy of securities, and (ii) may not be relied upon in making an investment decision related to any investment offering by Legacy Wealth Planner, LLC or any affiliate, or partner thereof. Legacy Wealth Planner. LLC does not warrant the accuracy or completeness of the information contained herein.

© 2024 Legacy Wealth Planners